LAYAWAY POLICY

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A layaway is a specific purchase plan designed for customers who want to buy merchandise without using credit or paying immediately the full price. Layaways are very different from credit purchases. When you buy on an item on credit, you take the merchandise before you pay. This credit purchase also involves extra charges. When you use a layaway plan, you pay in full through installments before getting the merchandise, and there are no, or very low, additional charges.

 

The terms of layaway plans vary from store to store. However, with most store layaway plans, you make a deposit, usually a percentage of the purchase price. The remaining amount due is paid over a period of time. Payments are made weekly or monthly until you have paid for the item in full. The retailer holds your selection until you have completely paid for that item.

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Here at ANDERSON'S QUALITY JEWELS, we are very specific in​ our layaway policy and our disclosure statements are clear to avoid misunderstandings. Please carefully read our Layaway Agreement.  Download our agreement below.

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